Are you interested in consolidating your debts? Specifically, unsecured debts related to:
- Credit Cards
- Surgical Bills
- Payday Loan Debt
If that’s the case, firms that help clients just like you consolidate credit card and payday loan debt in Granite City, IL.
To get going, you can just fill out this simple form. Don’t delay. Start getting debt relief now.
Granite City (IL) Debt Management Plans
Granite City consumers typically elect to consolidate their debts into a debt management program. Debt management plans let you pay off 100% of what you owe in 3-5 years through one easy payment amount. The advantages are huge: lower rates of interest, installments, and service fees. Ordinarily your card issuers or lenders start giving you these benefits after three successive payments are submitted.
In addition, debt management plans are one of the most inexpensive ways to consolidate credit and payday loan debt in Granite City, IL:
- Sign up: $70 or less
- Bill Every Month: $30 to 35
You will find two major kinds of debt consolidation loans: unsecured loans and home equity loans. The second is most typical.
If you get a debt consolidation loan in Granite City, IL, you should benefit from lower monthly payments and a lot fewer calls from collections companies, because your credit card debts will be paid off.
Of course, a good number of experts would say that credit counseling in Granite City would be a better choice. Are you wondering if a debt consolidation loan is best for you?
Consolidating Payday Loans in Granite City (IL)
The exorbitant interest levels imposed on payday loans in Granite City, IL, mean that payday debt mounts at a surprising rate. The stats are shocking:
- 2,397 people in Granite City obtain 1 payday loan yearly.
- 1,822 [city residents] secure at least two payday loans each year.
- 1,055 Granite City residents are late on their payday loan.
Fortunately, we can help you find Granite City IL payday loan consolidation agencies. Isn’t it time to get out of payday debt?
Debt Evaluation: Granite City, IL
Any Granite City debt consolidation specialist you talk with will need to find out how much debt you owe that is no secured. This means it isn’t leveraged by equity of some sort. The most typical causes of debt are:
- Credit Cards
- Pay Day Loans
- Retail Store Cards
- Rent or Mortgage Payments
- Other Revolving Credit Balances
If at all possible, the amount of debt you owe each month will take up around one third of your income. These debts encompass both secured and unsecured debts:
- Credit Card Balances
- Car, Student, and Payday Loans
- Rent or Home Loans
Let’s say you make $3,091 every month, which is about average average for someone who lives in Granite City, then, preferably, you would spend around $1,113 per month. Lamentably, many Granite City residents are carrying substantial debt, indicated by a debt to income ratio of 50% or higher. That means they are having to spend more than $1,576 per month!
Of the 46,104 residents of Granite City, 3,864 can only afford their minimums month after month. You don’t have to be one.
Debt Consolidation Programs in Granite City (IL)
- Chs Inc, 50 Northgate Industrial Dr, 62040
- Stanton, Steven – Alternatives to Bankruptcy, 4224 Crescent Industrial Dr, 62040